negative equity

英 [ˌneɡətɪv ˈekwəti]

美 [ˌneɡətɪv ˈekwəti]

n.  资产负值， 负资产 (资产值低于抵押款)

牛津词典

noun

• 资产负值， 负资产 （资产值低于抵押款）
  the situation in which the value of sb's house is less than the amount of money that is still owed to a mortgage company, such as a bank

柯林斯词典

• 负资产
  If someone who has borrowed money to buy a house or flat hasnegative equity, the amount of money they owe is greater than the present value of their home.

双语例句

• At the very least, this would rescue many homeowners from the nightmare of negative equity.
  这种做法至少会将许多房主从负资产的噩梦中拯救出来。
• Examining the impact of negative equity on the probability of default on mortgage loans and the positive correlation between residential mortgage default risk and the loan-to-value ratio.
  研究负资产对按揭贷款拖欠还款风险概率的影响，以及住宅按揭贷款拖欠还款风险与按揭成数之间正向的相互关系。
• This is bad enough, but when coupled with falling house prices, it means that many face a particularly savage variety of negative equity.
  这够糟的了，但伴随房价下跌时，意味着许多人面对的是一种尤为残忍的负资产。
• Furthermore, the stabilisation of property prices has relieved, to a large extent, the problem of negative equity.
  此外，房地产价格的回稳亦大大纾缓了负资产的问题。
• The large and growing number of homeowners with negative equity will increase the rate of defaults and foreclosures and therefore drive the downward spiral of prices.
  数量庞大且不断增多的负资产房屋业主，会增加违约及丧失赎质权的比例，并因此将推动价格螺旋下跌。
• House prices have fallen for five years, forcing many home owners into the negative equity pit.
  楼价连跌五年，不少业主身陷负资产困局。
• With investors beset by falling home prices and ( in some cases) rising negative equity, the trashing of stock portfolios, particularly for pending retirees, is yet another blow to their finances.
  当投资者受到房价不断下跌和（某些情况下）负资产日益上升的困扰时，股市暴跌对于他们的财务状况又是一个打击对那些即将退休的人来说尤其如此。
• To restore its financial health and escape negative equity, the private sector as a whole had no choice but to pay down debt or increase savings levels, even at zero interest rates.
  要使日本金融业恢复健康，避免出现负资产，私人部门别无选择，只能偿付债务，或者提高储蓄水平，即便利率为零。
• Met representatives of the coalition of sandwich class housing to discuss the problem of negative equity, interest rate for second mortgage loans and penalties.
  与夹屋大联盟的代表会面，讨论有关负资产问题和二按息率及罚款的问题。
• Hong Kong Monetary Authority Announces Results of Latest Survey of Banks on Residential Mortgage Loans in Negative Equity
  香港金管局公布银行负资产住宅按揭贷款最新调查结果